Agree, if you are handy most repairs are do it yourself, except for big ticket items like refrigerators. If you are not, or simply dont want to do repairs yourself, extended warranties may well be the answer.
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Mike and Lorraine
2002 3655 FL, 2005 3650RK
2010 3665RE, 2015 3910FB
F350 crew cab dually 6.7
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