Here are just three Threads in the last couple of weeks about the Open Roads program.
https://www.montanaowners.com/forums....php?p=1252197
https://www.montanaowners.com/forums....php?p=1271909
https://www.montanaowners.com/forums...ad.php?t=88988
They are a reputable company and I feel my info is as safe as any other site that has my bank info. I did open a separate checking account for them to access. The programs works well when you use it. But it is not the solution to end all solutions. When you are not near one of the stations, which offers a good discount (not all do), then local stations (using GasBuddy) are a better choice. Especially if your credit card is giving you 4-5% cash back on fuel purchases.