[Daryles]

TenOC
"an Army Post Office (APO) or Fleet Post Office (FPO) box number..." is OK.

So why is it OK for the Army or Navy but not for citizens...
Maybe the Soldiers , Sailors civil relief act?

I get it, they are trying to go after drug dealers, money laundering etc but you would think if you went into a branch office and presented "in person" your ID this would satisfy them.