saving this thread!
Obviously this is a hot topic of varying opinions BUT I just wanted to add I truly appreciate the comments. Lots of good information mixed with the passion in your replies. I have a huge file of threads (as I am sure each of you do), which contain info. I WILL need at some time in the future....this one has been added to the list. Each of us has to chose how he/she will maintain his/her coach, threads like this show all sides of an issue. Your comments have helped me decide what I am doing is best for me. Thanks everyone.
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