I have almost everything with Auto Owners via an independent agent. My rates have not increased as others have spoken of the last 4 years.
I recently bought a new OHV and Auto Owners was high on that. She wrote me with Progressive because she has a lot of motorcycle and UTV / ATV owners on Progressive. Out of curiosity I checked my Montana on Progressive with the same coverage as my Auto Owners policy and fount Progressive to be about 20% higher on an annual policy.
Maybe could have saved some if I had multi-policy on Progressive as I do with Auto Owners, but I am not changing anything for the foreseeable future.
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2004 Montana 3295RK 2019 Ram / Cummins 2500 Summer season weekend warrior
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