So we've had our Montana for a year and didn't realize we needed a separate insurance policy. I always thought it was covered under my auto while towing and homeowners while not. Anyways I use a local agent who writes policy for multiple companies. We have our homeowners and auto through one company and boat and other toys on a different company. We aren't full time but they were able to add it to my auto policy for $320. $500 deductible full comprehensive and liability coverage. I'm not sure if they work in all 50 states but we have been really happy with their services. Plus they review your coverage every year and if it's cheaper for you to switch companies they advice it. I was on AAA now we are on MetLife.
Gerhardt Insurance Group
https://gebhardtinsurancegroup.com/