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Old 11-30-2021, 12:45 PM   #21
BuilderBob
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The first thing you do is get their Ins. information and a police report and start a clame. and park it.
 
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Old 11-30-2021, 08:22 PM   #22
R.S.O'Donnell
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Originally Posted by Ron & Izzy View Post
Each state sets it's own minimum comverage. In Texas where I live now is $30,000, whilst in CA (where i used to live) the minimum is $15,000.

Obviously, most people have 'more than' the minimum.. And i'm thinking especially owners of 3/4 ton trucks or larger.

jm2˘

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Florida is just $10,000. Which I think is pure BS. We carry full coverage regardless partly because too many only carry “only what they need”.

https://www.flhsmv.gov/insurance/
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Old 12-01-2021, 08:05 AM   #23
Ron & Izzy
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[QUOTE=R.S.O'Donnell, too many only carry “only what they need”.[/QUOTE]

unfortunately true. and with 10k... there's not much of anything getting fixed or repaired.. sheesh.

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Old 12-01-2021, 02:58 PM   #24
R.S.O'Donnell
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unfortunately true. and with 10k... there's not much of anything getting fixed or repaired.. sheesh.

r-
Agreed. Too many people carrying "just what they need to be legal" which in too many cases isn't nearly enough.

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Old 12-03-2021, 05:16 PM   #25
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Originally Posted by R.S.O'Donnell View Post
Florida is just $10,000. Which I think is pure BS. We carry full coverage regardless partly because too many only carry “only what they need”.

https://www.flhsmv.gov/insurance/
Florida doesn't have any state motor vehicle inspection either. People driving their junky cars with no brakes crash into you.
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Old 12-03-2021, 05:33 PM   #26
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And over half the Florida Drivers have a broken left arm, they must have because they can't activate the turn signal.
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Old 12-03-2021, 06:56 PM   #27
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And over half the Florida Drivers have a broken left arm, they must have because they can't activate the turn signal.
I don't think that is just Florida. Seems a universal thing on my travels.
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Old 12-03-2021, 09:38 PM   #28
Ron & Izzy
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And over half the Florida Drivers have a broken left arm, they must have because they can't activate the turn signal.
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Old 12-04-2021, 08:05 AM   #29
Rick G
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I'm with all of you, regarding the minimum insurance coverage on vehicles, but not always does it work out for those people. I was involved in another crash back in 2000 that involved injuries, the guy that hit me only had $40K coverage and the medical bills were about $75K. My insurance company covered everything, then went after the guy's $40K and also took $35K of personal assets from him.
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Old 12-04-2021, 08:23 AM   #30
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Update to the situation concerning repairs. The camper has been relocated to a collision center in Nixa, MO, they informed me that they will have the frame and suspension system checked at an offsite location in Springfield, MO. They will then address the slide and body damage at their facility, the estimated repair time is 2 - 3 months.
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Old 12-04-2021, 06:39 PM   #31
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I'm with all of you, regarding the minimum insurance coverage on vehicles, but not always does it work out for those people. I was involved in another crash back in 2000 that involved injuries, the guy that hit me only had $40K coverage and the medical bills were about $75K. My insurance company covered everything, then went after the guy's $40K and also took $35K of personal assets from him.
Similar happened to our daughter. She has always had a devil-may-care attitude toward driving and as such has racked up a pretty ugly record. Because adequate insurance was so expensive she decided to risk it.

One day she was screwing with her phone and slammed into a car stopped at a red light. Fortunately nobody was hurt.

Long story short... she got her paycheck garnished by the other guys insurance company.
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